Let’s look at the cost comparison between In-home care vs. nursing home care. Most of us have been to a nursing home to visit a loved one. It’s okay to admit that in the back of our minds, we secretly hope we don’t end up living in one. Have you felt this? The reality is a nursing home never feels quite the same as our home. It is staffed with caring people who want the best for their residents. Still, a nursing home is not typically anyone’s ideal place to live since it is not as comfortable as having the familiar surroundings of home.
For some people, a nursing home is necessary, as they need around-the-clock care, and investing in in-home care would be more costly. A nursing home can provide a social network for those without that in their community or family. Still, most people who need care prefer to receive it at home to help them retain their independence and control.
Every individual is different, and deciding on a nursing home or in-home care is something only you can choose for your family. You should consider what services are needed and how often you need them to achieve the best quality of life for your loved one. Determine if the flexibility of an in-home care plan is beneficial or if you need 24/7 care for your loved one.
Of course, a significant consideration is placed on cost when deciding on in-home care versus nursing home care. It’s a realistic topic, so we want you to consider it and ask us all your questions.
In-Home Care vs. Nursing Home Care Costs in Maryland
Nursing home care costs in Maryland in 2023 are estimated to be $278 a day, $8,340 a month, and over $100,000 a year. For some, this cost is necessary and the best decision for a loved one who needs around-the-clock care.
The average cost in Maryland for in-home care is $25 an hour. Say, for example, your loved one is entirely independent and needs three hours a day of companionship, hygiene assistance, and mobility assistance. Your cost would be about $2,250 monthly, about $27,000 yearly—a drastic difference from nursing home care costs.
Advantages of In-Home Care
The Center for Disease Control has emphasized the phrase “Aging in Place,” meaning that most older adults prefer to remain in their homes, living independently and thriving in a familiar environment.
In addition to drastically lower costs, in-home care delivers more personalized care that helps your loved ones feel like themselves. The caregiver becomes a friend who visits and gives your loved one something to look forward to. Residents often say a nursing home makes them feel older as they surrender their familiar surroundings. They feel more like a patient in a hospital, often sharing a room.
With in-home care, you pay for what you use. Insurance, Medicare, or VA benefits often assist with the cost. Consider in-home care if you don’t need constant care, a room, or all meals cooked for your loved one. We can help you assess your family’s needs, goals, and expectations.
Housen Homecare delivers personalized care to your loved one to build a trusting relationship in the comfort and security of your own home. We change our care plan as your needs change, and you pay for only what you need.
Contact us for a consultation today, so we can help you gather all the information needed for you to make an informed decision. Our top priority is ensuring your loved one ages with dignity in their own home. If “aging in place” is an option, we would be honored to help make that vision a reality for you and your loved one.
